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What is included in private medical insurance?
When you consider taking health insurance for yourself, you and your partner or your family, you need to understand what your private medical insurance policy includes.
Instead of overcomplicating things by listing all possible medical conditions and whether they are covered on not, private medical insurance providers divide the policy into three big benefit groups.
FAQ
EN
Inpatient cover

Under this category, you would typically find the following expenses:
  • Theatre cost
  • Intensive care cost
  • Anaesthetist fee
  • Drugs and dressings
No matter if you need to receive surgery for heart disease, joint issue, cancer or any other condition, your health insurance provider will cover the fees related to this surgery in the event of an eligible claim.

Outpatient cover

Under this category, you would typically find the following expenses:
  • Consultations with private doctors
  • MRI, CT, PET scans in private facilities
  • Diagnostics
The same logic applies here. With health insurance in place, you don't need to wait in a prolonged NHS queue to see a specialist. In fact, early diagnostics of a serious illness can be the game-changer, and this is why many people consider taking this cover.

Cancer benefits

Cancer is a serious illness. In fact, according to cancerresearchuk.org, there are more than 166,000 cancer deaths in the UK every year. That's more than 450 every single day.
Health insurance will not only help you cover radio and chemotherapy but also provides cover for biological therapies, stem cell therapy, and even experimental treatments in certain scenarios.

Other benefits

Alongside the above groups, you also can include a variety of different options, such as therapy cover, dental and optical upgrade, Worldwide Travel cover and many more.

We always recommend speaking with an expert broker, like us, who will be able to help you find the right cover at the best possible price.

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