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Speak with our expert team to discuss your requirements
What is International Health Insurance?
International Health Insurance (IPMI) is an insurance policy that covers medical treatments in private facilities. Unlike any domestic policies, IPMI gives you a worldwide coverage, ensuring access to high-quality private healthcare wherever you are in the world.
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Why is International Health Insurance important?
Healthcare Shouldn’t Be a Lottery.
Public systems are overloaded. Domestic insurance often limits you to a short list of clinics and endless paperwork. IPMI gives you the freedom to choose world-class treatment—anywhere in the world—without waiting months for an MRI or fighting for claim approvals.
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You live internationally, travel frequently, or have family members spread across borders. IPMI moves with you. One plan, global coverage—so you don’t need to worry if you're treated in London, Dubai, Marbella, or Singapore.
Life Doesn’t Happen in One Country.
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This isn’t just about a policy—it’s about who’s behind it. We don’t just sell insurance. We stay involved, challenge rejections, handle paperwork, and make sure your family is never left alone in a medical crisis.
Real Peace of Mind Comes with Real Support.
What International Health
Insurance Policy Do I Need?
Insurance Policy Do I Need?
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Inpatient onlyThe entry-level option. Covers hospital admissions and cancer. Good if you’re on a tight budget — but be warned: most claims will not be related to hospital stay. -
Inpatient + Limited outpatientA more complete plan. Includes private GP visits, tests, scans, specialist consults—basically, everything you’re most likely to actually use, however will have an overall limit. -
Full CoverIncludes full inpatient, full outpatient and full cancer. Most common option of cover among our clients. -
Full cover with USAA huge price jump, and not always worth it unless you live or work in the States. We’ll be honest with you about that.
1. We start with a proper conversation.
2. We searh the entire Market.
Not a form. Not a quote engine. Just a real conversation where we learn about your life, your priorities, your risks. We only ask what matters and take things on board.
You won’t get a list of 27 identical PDFs. We compare providers based on claims handling, benefits, and what actually works for people like you. Then we send you one clean, plain-English recommendation report — explaining what we had pick in your shoes.
3. You decide – we handle everything.
Once you're happy, we will handle the entire application — forms, underwriting, back-and-forths. You don’t chase. You don’t call. You don’t repeat yourself. That’s our job.
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When your cover goes live, we don’t disappear. That’s when we are officially joining “your team.” Whether it’s a claim, a billing issue, a renewal, or negotiating with the insurer — we step in and sort it. No switchboards. No ticket numbers. Just one person to deal with.
4. This is where the real work begins.
How It Works
FAQ
International Private Medical Insurance (IPMI) covers you globally, not just in your country of residence. Unlike local policies, which are often tied to national networks and limited benefits, IPMI offers comprehensive access to private healthcare anywhere in the world — from everyday outpatient visits to major surgeries abroad.
IPMI is built for people who live internationally or plan to do so — expats, frequent travellers, digital nomads, internationally mobile families, and high-net-worth individuals who want premium healthcare without borders. If your life crosses countries, your health cover should too.
Yes — if you choose the right plan. Many local plans focus on hospital-only coverage. But with IPMI, you can include outpatient benefits, such as private GP visits, diagnostics, prescriptions, mental health, and even alternative therapies. We’ll help you build a policy that covers what you actually use, not just the emergencies.
Most high-quality IPMI policies include medical evacuation and repatriation — meaning if the right care isn’t available locally, you’ll be flown to the nearest suitable medical facility, or even back to your home country if necessary.
Absolutely. You can build a family plan, but that doesn’t always mean it’s cheaper. We’ll help you compare whether individual or family policies make more sense financially and practically, based on ages, medical history, and who actually uses the cover.
Only if you live there or spend extended periods in the US. Otherwise, it’s often the most expensive add-on — and usually not worth the cost if you visit once or twice a year. We’ll help you decide if it’s genuinely needed or if a travel add-on is a smarter option.
Think of it like concierge healthcare. You go to your doctor of choice, submit the invoice or use direct billing, and we assist if anything gets delayed or declined. Unlike most brokers, we don’t disappear after the sale — we fight for you during claims and help escalate when needed.
The short answer is - Yes. Most of our UK-based clients use IPMI to avoid NHS queues, get same-day diagnostics, and access top-tier private hospitals without GP referrals or treatment delays.
No problem. That’s the point of IPMI. Your policy moves with you — so you’re not starting over every time you change countries. Just update us, and we’ll ensure your coverage continues smoothly.
It varies based on your age, location, coverage area, and medical history. A well-built adult policy can range from £250 to £800+ per month, depending on the level of cover (inpatient-only vs full outpatient, dental, maternity, etc.). We compare multiple providers and explain every option — so you only pay for what you truly need.
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