WHAT ARE YOUR CONTACT DETAILS?
WHAT TYPE OF COVER YOU ARE LOOKING FOR?
WHO IS THIS POLICY FOR?
DO YOU ALREADY HAVE AN EXISTING POLICY?
WHAT IS YOUR DATE OF BIRTH?
WHAT IS YOUR POSTCODE?
Speak with our expert team to discuss your requirements
What is a pre-existing condition?
Most health insurance providers have their own definitions of a pre-existing condition. A pre-existing condition is an illness, disease, or injury that you have received treatment, medication, or advice before taking the cover. Some insurers can be more specific and even include conditions for which you have experienced symptoms, even if you haven't sought advice from a medical professional.
FAQ
EN
If you are new to private medical insurance, can the pre-existing condition be covered?

Many people start considering health insurance after having a negative experience or considerable waiting time via the NHS. Unfortunately, at this point, it is unlikely (but not always impossible) to have this condition covered under a health insurance policy and receive treatment in a private hospital. Most insurers generally do not cover you for a pre-existing condition that you had in the last five years. However, it is also common for insurers to cover pre-existing condition after a two-year symptoms free period.

If you already have private medical insurance, can you continue to cover pre-existing condition with another provider?

Many people have been reluctant to change their medical insurance provider because they have a fear of losing their cover for existing conditions. Depending on the circumstances, this might be the case. However, more often than not, we can find you an alternative provider on the market who will not only continue covering your existing medical conditions but also would reduce your monthly premium.

Don't worry! We will speak with each insurer to obtain the most favourable terms for you, even if you have pre-existing conditions.

©2021 Albatross Healthcare Ltd is an appointed representative of Movo Health & Life ltd who are authorised and regulated by the Financial Conduct a Authority with firm reference 515938. Registered Office: 63 Cotmandene Crescent, Orpington, Kent, BR5 2RA Registered in England No: 07176446.