Can my pre-existing conditions be covered by health insurance?

Many people start considering health insurance after having a negative experience or considerable waiting time via the NHS. Unfortunately, at this point, it is unlikely (but not always impossible) to have this condition covered under a health insurance policy and receive treatment in a private hospital. Most insurers generally do not cover you for a pre-existing condition that you had in the last five years. However, it is also common for insurers to cover pre-existing condition after a two-year symptoms free period.

If you already have private medical insurance, can you continue to cover pre-existing condition with another provider?

Many people have been reluctant to change their medical insurance provider because they have a fear of losing their cover for existing conditions. Depending on the circumstances, this might be the case. However, more often than not, we can find you an alternative provider on the market who will not only continue covering your existing medical conditions but also would reduce your monthly premium.

Don't worry! We will speak with each insurer to obtain the most favourable terms for you, even if you have pre-existing conditions.