How to actually choose an IPMI policy in 2026 — the 7 questions that matter
A working IPMI broker's buying framework. The 7 questions to ask before signing or renewing.
No press releases. No generic health tips. Just honest, practical writing about international private medical insurance from someone who works in it every day.

A working IPMI broker's buying framework. The 7 questions to ask before signing or renewing.

The “Family Plan” Illusion: Why Putting Everyone on One Policy Might Be a Terrible Idea

I always say a good policy isn’t a 56-page PDF, or a list of codes and limits, or 25 different emails and numbers for every possible scenario.

Anyone who's ever had insurance knows exactly what I mean by the "annual letter of joy" from insurers. Usually, it goes something like this: "…Dear Client, your premium will increase from X to Y, but…
Kirill answers IPMI questions directly - no chatbot, no FAQ form, just a straightforward conversation.
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