How to actually choose an IPMI policy in 2026 — the 7 questions that matter
A working IPMI broker's buying framework. The 7 questions to ask before signing or renewing.
No press releases. No generic health tips. Just honest, practical writing about international private medical insurance from someone who works in it every day.

A working IPMI broker's buying framework. The 7 questions to ask before signing or renewing.

IPMI Check-Up — How to Make Sure Your Policy Works When You Actually Need It

In April, a client reached out to me. She already had a Cigna policy — not the worst option on the market. She bought it directly. No broker. Because, in her own words, “Why would I need one? I’m not…

It’s not about a declined claim. It’s not about a last-minute emergency. And it’s not about a dramatic rescue abroad. It’s about… silence. Polite, gentle, well-mannered silence. The kind that, at…
Kirill answers IPMI questions directly - no chatbot, no FAQ form, just a straightforward conversation.
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