Perhaps we are not your broker. What really happens on a day to day basis
Published on: 22/04/2026
— Could you help me choose a policy? Something not too expensive though as I don’t want to overpay.
Opinion
Knowledge Base
Insights & commentary
No press releases. No generic health tips. Just honest, practical writing about international private medical insurance from someone who works in it every day.
Who DOESN’T need health insurance? 3 groups of people that can live without it
Published on: 22/04/2026
Who DOESN’T need health insurance?
Opinion
PAIN. My week in 1 word
Published on: 22/04/2026
It's 2:30 in the morning. Way too early to be up and nowhere near time for my alarm. But I’m wide awake. Not because of business ideas or some exciting new projects. No. I’m up because of that kind…
Opinion
Radio silence. Don’t! Always speak with your broker
Published on: 22/04/2026
In April, a client reached out to me. She already had a Cigna policy — not the worst option on the market. She bought it directly. No broker. Because, in her own words, “Why would I need one? I’m not…
Opinion
A question not answered here?
Kirill answers IPMI questions directly - no chatbot, no FAQ form, just a straightforward conversation.
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