PAIN. My week in 1 word
It's 2:30 in the morning. Way too early to be up and nowhere near time for my alarm. But I’m wide awake. Not because of business ideas or some exciting new projects. No. I’m up because of that kind…
No press releases. No generic health tips. Just honest, practical writing about international private medical insurance from someone who works in it every day.

It's 2:30 in the morning. Way too early to be up and nowhere near time for my alarm. But I’m wide awake. Not because of business ideas or some exciting new projects. No. I’m up because of that kind…

— Could you help me choose a policy? Something not too expensive though as I don’t want to overpay.

In April, a client reached out to me. She already had a Cigna policy — not the worst option on the market. She bought it directly. No broker. Because, in her own words, “Why would I need one? I’m not…

Who DOESN’T need health insurance?
Kirill answers IPMI questions directly - no chatbot, no FAQ form, just a straightforward conversation.
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