Knowledge Base

Insights & commentary

No press releases. No generic health tips. Just honest, practical writing about international private medical insurance from someone who works in it every day.

PAIN. My week in 1 word

PAIN. My week in 1 word

Kirill Alba
Published on: 22/04/2026

It's 2:30 in the morning. Way too early to be up and nowhere near time for my alarm. But I’m wide awake. Not because of business ideas or some exciting new projects. No. I’m up because of that kind…

Opinion
Perhaps we are not your broker. What really happens on a day to day basis

Perhaps we are not your broker. What really happens on a day to day basis

Kirill Alba
Published on: 22/04/2026

— Could you help me choose a policy? Something not too expensive though as I don’t want to overpay.

Opinion
Radio silence. Don’t! Always speak with your broker

Radio silence. Don’t! Always speak with your broker

Kirill Alba
Published on: 22/04/2026

In April, a client reached out to me. She already had a Cigna policy — not the worst option on the market. She bought it directly. No broker. Because, in her own words, “Why would I need one? I’m not…

Opinion
Who DOESN’T need health insurance? 3 groups of people that can live without it

Who DOESN’T need health insurance? 3 groups of people that can live without it

Kirill Alba
Published on: 22/04/2026

Who DOESN’T need health insurance?

Opinion

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